Introduction | Success Stories | Our Team | Our Book


In case you are wondering about our credibility, you are on the right page.

When we say, “we spend time with you to grow funds even when you do not have it” (Home) and “our concept of success is to competently meet needs by personalizing solutions with integrity, even if we have to sacrifice our profits” (Core Values), we mean it. Check out some of our Success Stories/Testimonials.

Joyce's initial foray into financial planning started in 1991, before pursuing her Master of Philosophy from the University of Cambridge. 

Today, Joyce runs Success Concepts, a professional Financial Services consultancy in Solaris Mont’ Kiara with over 100 financial consultants. She and her team have provided extensive training programs to many well known local and multi-national companies in Malaysia.

Joyce and her team are well known for their contributions on the BFM89.9 and Capital FM88.9 radio programs as well as on print media. She is the creator of “Financial Snacks“ which was published in the StarBiz section. She co-authored the book, “Financial Snacks” with her team and  then subsequently authored “Sweet Returns”. She has appeared on NTV7 and TV3 personal finance programs and was also featured as the Licensed Financial Planner in EPF’s TV infomercial on retirement planning. 

Get to know some of the key members of Our Team who made it all possible. Their vast profiles and experience may just be what you are looking for in managing your portfolio.