by Yohana Alsagoff. Congratulations, it is a blessing that you are expecting a new baby BUT you are financially on the rock. Fret not, here is a guide for the new and seasoned parents to prepare before the baby’s arrival. #1. Review your current expenses List down your expenses and cut down unwanted spending like […]
Author Archives: Melvin Chee
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Jan
Jan
When was the last time you did a thorough spring clean in your house? Perhaps just before any festive seasons, like the coming Lunar New Year. Clearing our clutter once a year gives you a sense of well-being, clarity and brings freshness into our homes. The same goes with our financial lives. We need to […]
31
Dec
Dec
Someone once told me this: “The desire to be rich is human but to get there quickly is divine”. In a world where instant gratification thrives, getting rich quickly removes all the hard work and time required in acquiring wealth. But when a scheme promises you the sky, it may eventually spell more headache for […]
“Time, time…..wherefore art thou?”…….Is this going to be the lament in your golden years? How often have we ignored or dismissed the advice of our parents to save for our old age? Let us look at the research conducted by The TransAmerica Center for Retirement Studies, which found that a delay of just two years […]
Many people lament that it’s too late to start planning financially or too old to think about investments. Perhaps when they were younger, they were too busy with their lives to plan financially, and now in their fifties or sixties, their wish is that they have acted on improving their financial lives. Their excuse now […]
I remember the day I received my first credit card. I was a young graduate, and it was a thrill to see my name printed on plastic, marking a new beginning as a working adult. But don’t get me wrong – my idea of using a credit card was solely for the convenience of having […]