by Yohana Alsagoff. Congratulations, it is a blessing that you are expecting a new baby BUT you are financially on the rock. Fret not, here is a guide for the new and seasoned parents to prepare before the baby’s arrival. #1. Review your current expenses List down your expenses and cut down unwanted spending like […]
Category Archives: Personal Finance
31
Jan
Jan
When was the last time you did a thorough spring clean in your house? Perhaps just before any festive seasons, like the coming Lunar New Year. Clearing our clutter once a year gives you a sense of well-being, clarity and brings freshness into our homes. The same goes with our financial lives. We need to […]
31
Dec
Dec
Someone once told me this: “The desire to be rich is human but to get there quickly is divine”. In a world where instant gratification thrives, getting rich quickly removes all the hard work and time required in acquiring wealth. But when a scheme promises you the sky, it may eventually spell more headache for […]
“Time, time…..wherefore art thou?”…….Is this going to be the lament in your golden years? How often have we ignored or dismissed the advice of our parents to save for our old age? Let us look at the research conducted by The TransAmerica Center for Retirement Studies, which found that a delay of just two years […]
Many people lament that it’s too late to start planning financially or too old to think about investments. Perhaps when they were younger, they were too busy with their lives to plan financially, and now in their fifties or sixties, their wish is that they have acted on improving their financial lives. Their excuse now […]
I remember the day I received my first credit card. I was a young graduate, and it was a thrill to see my name printed on plastic, marking a new beginning as a working adult. But don’t get me wrong – my idea of using a credit card was solely for the convenience of having […]
31
Jul
Jul
What has a cup of coffee made with espresso and steamed milk got to do with your finances? Actually NOTHING. However, I want to introduce you the “Latte Factor” which has everything to do with your finances! The “Latte Factor” is based on an extremely simple concept – we need to look at the small […]
30
Jun
Jun
I have often said this in my seminars – “Many of us want to invest but a few of us are NOT prepared to be investors.” The common question amongst investors is often ‘how much are making? ’True – profits are after all the benchmark we set for a successful investment plan. However, many often […]
30
Apr
Apr
According to a new report by the Psychological Science Journal, how much you are respected bythose around you contributes more to your overall happiness than the contents of your bankaccount. The researchers believe that money may not necessarily buy you happiness because weadjust to new levels of wealth, making happiness derived from money, transient. […]
31
Mar
Mar
It’s already a few months into the new year, and many of us can already see our financial resolutions starting to fall by the wayside. This seems to happen every year, so why do we keep setting these financial goals? Financial goals can be extremely effective, depending on how people set and approach them. They […]
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